Funding Options
Funding built around your growth
Explore the options we help business owners review. Ranges and terms below are general guidance only — everything is subject to approval and fit.
Term Loan
A funding option for businesses seeking a defined amount of capital with structured repayment.
- Approximate range: roughly $20K–$1M, depending on approval and fit.
- Repayment terms may extend up to about 24 months, as general guidance only.
- Often used for inventory, marketing, expansion, equipment, payroll timing, vendor obligations, staffing, or operating pressure.
Best suited for growth-related business needs with a clear use of funds.
Working Capital
Flexible funding for operating needs across the day-to-day running of your business.
- Useful for payroll, inventory, repairs, marketing, staffing, software, equipment, vendor payments, materials, or seasonal pressure.
- Fit is often tied to monthly business revenue and operating history.
- Often suited for businesses operating about 12+ months with steady monthly revenue.
Fit varies by business — funding is not automatic and is always subject to review.
Line of Credit
A funding option that may provide access to capital as business needs arise.
- Helpful for uneven cash flow and inventory timing.
- Useful for vendor payments, marketing campaigns, and staffing needs.
- Supports short-term operating needs and timely growth opportunities.
Availability depends on review and approval and is not guaranteed.
Ignite Funding Co helps business owners review business funding options. We do not advertise APRs, factor rates, interest rates, or guaranteed approval. Specific funding terms and provider details should be reviewed before accepting any offer. This is not a commitment to lend. All funding is subject to approval.
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